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			<title>NAMP - Mortgage Processor Community Discussion - All Discussions</title>
			<lastBuildDate>Wed, 16 May 2012 22:50:59 -0700</lastBuildDate>
			<link>http://www.mortgageprocessor.org/loan-processing/</link>
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			<item>
		<title>Testing</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=188</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=188</guid>
		<pubDate>Tue, 01 May 2012 11:37:39 -0700</pubDate>
		<author>yanina_garcia</author>
		<description>
			<![CDATA[Test post.]]>
		</description>
	</item>
	<item>
		<title>What are the latest requirements to become a contract mortgage processor?</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=187</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=187</guid>
		<pubDate>Mon, 30 Apr 2012 09:17:08 -0700</pubDate>
		<author>yanina_garcia</author>
		<description>
			<![CDATA[What are the latest requirements to become a contract mortgage processor?<br /><br />any help or websites would be great... I have contacted the State Banking departments on this...]]>
		</description>
	</item>
	<item>
		<title>What are the latest requirements to become a contract mortgage processor?</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=186</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=186</guid>
		<pubDate>Mon, 30 Apr 2012 09:16:42 -0700</pubDate>
		<author>yanina_garcia</author>
		<description>
			<![CDATA[What are the latest requirements to become a contract mortgage processor?<br /><br />any help or websites would be great... I have contacted the State Banking departments on this...]]>
		</description>
	</item>
	<item>
		<title>Potential Licensing Requirements For Loan Processor's</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=179</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=179</guid>
		<pubDate>Sat, 28 Nov 2009 09:15:36 -0800</pubDate>
		<author>denise_yates</author>
		<description>
			<![CDATA[Has anyone heard of the latest requirements for loan processor's being licensed? I have spoken to different schools, processor's and State officials and we are getting diverse answers. Most recently, I have heard that as of the first of the year all loan originator's and processor's will have to obtain their Broker's license. Thank you for anything that you can share. Denise]]>
		</description>
	</item>
	<item>
		<title>In home contract processing</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=170</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=170</guid>
		<pubDate>Fri, 26 Jun 2009 16:05:47 -0700</pubDate>
		<author>deborah_holguin</author>
		<description>
			<![CDATA[I have over 5 years of mortgage processing experience; however, I have been unemployed since 9/07 and have recently accepted a contract processing position for a broker.  I am trying to get set up out of my home and am having quite a bit of difficulty.  Is there any training program that would be willing to come in home to help you get started.  I have never processed FHA or VA loans before either.  <br /><br />I am also working with a broker who is a little green and I think is doing things backwards.  The documentation that he provides me is a handwritten 1003 (not always complete) and signed disclosures.  He is not providing me with any type of Automated Underwriting to ensure that the loan has qualified.  This just seems backward to me, but he said he has been doing things like this for the past year.  He would like me to run the AU as well as pull the credit.  Could anyone offer an opinion on this?  <br /><br />Thanks for any help<br />Deb]]>
		</description>
	</item>
	<item>
		<title>GFE Courses</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=185</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=185</guid>
		<pubDate>Tue, 15 Feb 2011 14:58:14 -0800</pubDate>
		<author>goldensahuaro</author>
		<description>
			<![CDATA[Does anyone know of any well respectable companies that are offering online GFE courses? In particular, certified courses?<br />Thank you.]]>
		</description>
	</item>
	<item>
		<title>Looking for Licensed Contract Processors!</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=182</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=182</guid>
		<pubDate>Wed, 14 Jul 2010 15:58:10 -0700</pubDate>
		<author>frank_perea</author>
		<description>
			<![CDATA[Turn-Key Processing is looking for licensed contract processors in CA, TX, GA, &amp; FL.  If you are a licensed contract loan processor and need more business please send your resume to info@turnkeyprocessing.net with &quot;Licensed Contract Processor&quot; in the subject line.]]>
		</description>
	</item>
	<item>
		<title>GFE Courses</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=184</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=184</guid>
		<pubDate>Tue, 15 Feb 2011 14:58:13 -0800</pubDate>
		<author>goldensahuaro</author>
		<description>
			<![CDATA[Does anyone know of any well respectable companies that are offering online GFE courses? In particular, certified courses?<br />Thank you.]]>
		</description>
	</item>
	<item>
		<title>HIRING!! DE Certified Underwriters and Loan Processors</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=183</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=183</guid>
		<pubDate>Fri, 01 Oct 2010 15:51:44 -0700</pubDate>
		<author>ashlee_shirahama</author>
		<description>
			<![CDATA[I'm working with a client right now in Lombard, IL who is doing a MASSIVE amount of hiring for Loan Processors at extremely competitve rates as well as DE Certified Underwriters. All of the positions are permanent and they are looking to hire immediately. Please call or email with inquiries or referrals! ashiraha@aerotek.com; 630-645-3545]]>
		</description>
	</item>
	<item>
		<title>Nationwide Processing Looking for Processors</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=181</link>
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		<pubDate>Tue, 08 Jun 2010 10:58:42 -0700</pubDate>
		<author>ongkar_khalsa</author>
		<description>
			<![CDATA[We are looking for processors to join our team.  Please submit your resume to OngKar at ongkar@nationwideprocessing.com if you are interested in interviewing.]]>
		</description>
	</item>
	<item>
		<title>New Turn-Key Processing website</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=180</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=180</guid>
		<pubDate>Thu, 06 May 2010 08:17:23 -0700</pubDate>
		<author>frank_perea</author>
		<description>
			<![CDATA[We are excited to announce the debut of the new Turn-Key Processing website at www.turnkeyprocessing.net.  <br /><br />Turn-Key Processing, LLC (TKP) was established in Colorado in 2007 by a seasoned Loan Processor who has over 10 years of processing experience in retail, wholesale, &amp; the secondary market. We have served mortgage brokers big and small across the U.S. to work on their day to day loans and with temporary overflow in volume.<br /><br />Undaunted by the volatility in the mortgage industry, TKP has continued to strive in the loan processing field and continues to serve and satisfy originators nationwide. We continually remain nimble in the transforming mortgage industry and work resolutely to remain one of the leading contract mortgage processing companies.<br /><br />Please take a moment to see our new site and blog and post a reply on our new blog. <br /><br />Thank you!<br /><br />TKP Team<br />www.turnkeyprocessing.net<br />info@turnkeyprocessing.net]]>
		</description>
	</item>
	<item>
		<title>Calculating Self Employed Income</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=178</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=178</guid>
		<pubDate>Tue, 24 Nov 2009 14:15:09 -0800</pubDate>
		<author>lorena_rodriguez</author>
		<description>
			<![CDATA[Hi their......I really need help!!!! Can anyone help me calculate this self employed income i have thier tax returns but it looks as though they have commercial income and rental income included as well the forms that are in their tax returns are 1040, Form 2106-EZ, Schedule A, Schedule B, Schedule C-EZ, Schedule D, Schedule E, Schedule SE, Form 6251, Form 4562, Form 8582, Form 2210, supplemental E....Please help i would really appreciate it!<br /><br />Thank you so much <br />Lorena Rodriuez]]>
		</description>
	</item>
	<item>
		<title>Self Employed Income</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=177</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=177</guid>
		<pubDate>Tue, 24 Nov 2009 14:07:58 -0800</pubDate>
		<author>lorena_rodriguez</author>
		<description>
			<![CDATA[Hi....I need help!!! Can anyone help me figure out self employed income i have their tax returns the forms that are filled out are 1040, 2106-EZ, Schedule A, Schedule C, Schedule C-EZ, Schedule D, Schedule E, Schedule SE, Form 625, Form 4562, Form 8582, Form 2210, Sulpplemental E....It looks as though client has commerical and rental income included in tax forms.....Please help thank you so much!!!! I really appreciate it!]]>
		</description>
	</item>
	<item>
		<title>Contract Processor's and  E &amp; O Insurance</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=174</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=174</guid>
		<pubDate>Tue, 22 Sep 2009 09:21:56 -0700</pubDate>
		<author>denise_yates</author>
		<description>
			<![CDATA[Hello,<br /><br />I am curious for all of us Contract Processing professionals, how many of us are obtaining E&amp;O Insurance today? I signed with a new Broker and his Mortgage Company requires that all contract processor's have 1 million in E&amp;O coverage. I have been an processor for many years and have never been approached with this requirement. Any input is appreciated. <br />Thank you..Denise]]>
		</description>
	</item>
	<item>
		<title>Posting Ended</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=176</link>
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		<pubDate>Mon, 05 Oct 2009 15:37:14 -0700</pubDate>
		<author>shawn_fuller</author>
		<description>
			<![CDATA[Posting Ended.]]>
		</description>
	</item>
	<item>
		<title>FHA Loans</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=175</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=175</guid>
		<pubDate>Sun, 27 Sep 2009 21:15:03 -0700</pubDate>
		<author>goldensahuaro</author>
		<description>
			<![CDATA[Good evening,<br /><br />I am going to be signing up for some FHA traning classes (3-4 FHA classes) and would like to know if anyone would be able to tell me which FHA classes would be best to take. <br /><br />I am experienced in processing FHA loans but am looking into some in-depth training since FHA loans are quite popular these days. Also, has anyone taken the FHA DE underwriter training?<br /><br />Thank you,<br /><br />Kelly Diaz]]>
		</description>
	</item>
	<item>
		<title>Borrowers authorization</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=173</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=173</guid>
		<pubDate>Tue, 01 Sep 2009 14:03:43 -0700</pubDate>
		<author>jann_guinn</author>
		<description>
			<![CDATA[do any of you run into problems obtaining info using the signed borrowers autorizaion becuase your company name is not listed on it?  i needed to get a mortgagee clause change and the ho agent wont give it to me becuase my fax cover sheet has the name of my processing comany and the borrowers authorization has the brokers name on it.]]>
		</description>
	</item>
	<item>
		<title>Processing FHA / VA loans</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=171</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=171</guid>
		<pubDate>Mon, 27 Jul 2009 16:12:06 -0700</pubDate>
		<author>deborah_holguin</author>
		<description>
			<![CDATA[I have over 6 years of mortgage processing experience; however, I have been out of the job market for about 2 years.  I am now getting back in the game, but I have never processed FHA or VA loans which is the new thing.  I have taken a webinar for both processing and UW FHA and VA loans.  If I have strong background in processing is actually processing an FHA and VA loan that much harder?  I am being passed up on job offer's because my lack of experience in this area.  Is there any advice.  <br /><br />Thank you<br />Deborah]]>
		</description>
	</item>
	<item>
		<title>LOS systems</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=172</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=172</guid>
		<pubDate>Tue, 01 Sep 2009 14:00:24 -0700</pubDate>
		<author>jann_guinn</author>
		<description>
			<![CDATA[I just opened up my own processing comany and i am not sure how to handle processing the loans in either encompass or calyx.  My one broker originates applications in encompass and sends them to the borrower.  When i get teh file from the broker, do i create a new file in my own encompass or do i get his acct and network info for his encompass and do my processing from there?  and, if that is the case..  once i get more brokers, what am i going to have 5 different originating systems going at one time?<br /><br />if you have any suggestions i would greatly appreicate it.  thanks]]>
		</description>
	</item>
	<item>
		<title>Question regarding the REO in Point</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=168</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=168</guid>
		<pubDate>Thu, 28 May 2009 10:11:06 -0700</pubDate>
		<author>wendy_coccari</author>
		<description>
			<![CDATA[I need some help here!! I am doing a refi, borrower owns a 3 family home that we are refinancing. Rental income is 4500 per month. I put this info in on page 2 under rental income, but Point keeps deleting it if I move to anothe page in the file. What am I doing wrong???? Should this info be put into the REO section? If I do, so i mark this property as a rental since this is the also the borrowers primary home? Or am i right to put it on page 2 as rental income? If I put it in the REO as rental, it is showing negative rent at -$4320 and that is not correct, they have positive of net rent of $180....what am i doing wrong???]]>
		</description>
	</item>
	<item>
		<title>Locking Rates</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=86</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=86</guid>
		<pubDate>Mon, 23 Apr 2007 15:32:22 -0700</pubDate>
		<author>jennifer_macias</author>
		<description>
			<![CDATA[I'm a newbie as will be evidenced by my question. I know it's customary for the LO to lock a rate and get a float certificate, however, I'd like to know how you go about doing this. Don't you need to submit a 1003?]]>
		</description>
	</item>
	<item>
		<title>Contracting Brokers...</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=107</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=107</guid>
		<pubDate>Tue, 19 Jun 2007 12:35:01 -0700</pubDate>
		<author>ashlee_comber</author>
		<description>
			<![CDATA[Does any one have any good advise based on your experience with meeting and contracting brokers? <br /><br />Any specific:<br />Website suggestions?<br />Networking Events?<br /><br />...low costs and good quality...<br /><br />Thank you in advance!!!]]>
		</description>
	</item>
	<item>
		<title>Mortgage Brokers May Be Doomed...</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=122</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=122</guid>
		<pubDate>Wed, 24 Oct 2007 14:37:50 -0700</pubDate>
		<author>terri_woodworth</author>
		<description>
			<![CDATA[I am curious to hear how contractor processors have been affected by the recent and ever changing regulations being placed upon Mortgage Brokers.  Either by recently passed legislation or up and coming legislation.  What are your brokers saying?  Will they be able to remain in business?  Have any of you already lost Brokers due to new legislation?  How is this affecting your contract processing business?  If you are a new contract processor, getting the smaller brokers first is sometimes easier until you've got all your kinks worked out.  I'm also wondering what impact legislation has had on new contract processors obtaining business. <br /><br />Here is an article I was reading today: <br /><br />Mortgage Brokers May Be Doomed - If Pending Legislation Passes...(copy and paste the article below)<br /><br />http://originatortimes.com/content/templates/standard.aspx?articleid=2594&amp;zoneid=1<br /><br />Thanks!<br /><br />Terri]]>
		</description>
	</item>
	<item>
		<title>Out of Jurisdiction? Document Integrity questioned.</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=169</link>
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		<pubDate>Fri, 26 Jun 2009 12:39:36 -0700</pubDate>
		<author>isabel_martinez</author>
		<description>
			<![CDATA[I recently was offered a contract loan processing job by mortgage brokerage who found my name through this website. My job was to represent this company by submitting completed loan packages to Mtg. Lenders/Banks. This company would do all the &quot;leg work&quot; from India. The loan processors there would gather all income documentation and other necessary documents from the borrower residing in the US and they would proceed to e mail completed package to me, here in the States. I was confused. I proceeded to ask if this was even in compliance and question document integrity I would be getting electronically. They proceeded to tell me this was not my concern. Adding, They all do it... It is not a secret that Bank of America, Fnma, Fhlmc are all operating from India. I proceeded to ask, If everything is being done in India, What do you need me for? He answered &quot;Quality Control&quot;. I am leaning more towards leaving me to take the liability for them as they are out of our Jurisdiction. It is no wonder we cannot find a decent paying job here at home. Our jobs are in India.]]>
		</description>
	</item>
	<item>
		<title>Need a new work from home processors ASAP</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=132</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=132</guid>
		<pubDate>Wed, 06 Feb 2008 11:52:57 -0800</pubDate>
		<author>erica_walker</author>
		<description>
			<![CDATA[Please send resume and salary expectations to info@closingprime.com]]>
		</description>
	</item>
	<item>
		<title>Looking For an Experienced Contract Processor!</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=165</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=165</guid>
		<pubDate>Wed, 18 Mar 2009 14:09:27 -0700</pubDate>
		<author>frank_perea</author>
		<description>
			<![CDATA[Is work slow or you need more clients? We are seeking an experienced Contract Processor to help expand our business.   We are looking for a new processor to join us and begin to build your own pipeline.  You will be responsible for making sales calls using our marketing leads in order to sign up new clients and build your own pipeline. We will pay 70% commission on each processed and closed loan.  Be prepared to be self sufficient for 30-90 days in order to build your own pipeline.  This is not an hourly paying job but a commission only job based on each loan you process and close.  We have the marketing leads!  Must be self motivated and have a quiet, fully equipped home office to work out of.  FHA experience is required.  VA experience is a plus. <br /><br />Please email your resume to info@turnkeyprocessing.net.]]>
		</description>
	</item>
	<item>
		<title>Buying mortgage broker leads</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=166</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=166</guid>
		<pubDate>Tue, 07 Apr 2009 10:29:29 -0700</pubDate>
		<author>wendy_coccari</author>
		<description>
			<![CDATA[Does anyone know where you can purchase leads of mortgage brokers? I know brokers can buy leads of potential borrowers so i have to assume there is a place for us to buy leads of brokers looking for contract processors?]]>
		</description>
	</item>
	<item>
		<title>Red Flag Rules</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=167</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=167</guid>
		<pubDate>Wed, 13 May 2009 19:03:10 -0700</pubDate>
		<author>d_williams</author>
		<description>
			<![CDATA[Any contract processors out there who have already put together your plan? If so, what how did you go about putting it together and what parameters did you use?]]>
		</description>
	</item>
	<item>
		<title>What fees get checked as FHA fees on the GFE</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=164</link>
		<guid isPermaLink="false">http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=164</guid>
		<pubDate>Fri, 06 Mar 2009 17:15:01 -0800</pubDate>
		<author>patricia_longo</author>
		<description>
			<![CDATA[Hello Everyone,<br /><br />I am just starting to do FHA loans and in Encompass, along with P (paid outside of closing), A (APR related fees), there is an F (FHA fees).<br /><br />What gets checked as FHA fees?  I know what fees get checked as APR fees but I don't know why there is a separate check box for FHA.  Do the same fees that get checked as APR fees get checked as FHA as well?  Or, are there only certain fees that are checked as FHA.<br /><br />Any help would be greatly appreciated.<br /><br />Thanks,<br />Patti Longo]]>
		</description>
	</item>
	<item>
		<title>Can-Do Processing Service</title>
		<link>http://www.mortgageprocessor.org/loan-processing/comments.php?DiscussionID=156</link>
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		<pubDate>Wed, 15 Oct 2008 12:33:09 -0700</pubDate>
		<author>donna_fore</author>
		<description>
			<![CDATA[I have done processing in most states that do not require a license. I currently live in Florida. I charge $550 fee for Conv and govt. I do not charge a couier fee.<br /><br /><br />Donna Fore<br />Can-Do processing Service<br />PO Box 640968<br />Beverly HIlls, Fl 34464<br />352-746-3959<br />dmfore@gmail.com]]>
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